Worldwide Facilities® represents a wide variety of well-rated Admitted and Non-Admitted markets, which are suited to insure virtually any class of non-standard business. Coverage can be provided on either an occurrence or claims made basis with original retro dates, with nose coverage as needed. Ancillary coverages can also be included as applicable. TARGET CLASSES Manufacturers • Invasive and Non-Invasive Medical Products • Heavy Machinery, Equipment and Tools • Consumer Products of all types, including Toys • Vitamin and Nutritional Supplements • Sporting Goods       • Recreational and Safety Equipment • Automotive Equipment • Food Processing and Distribution • Pharmaceuticals (including Clinical Trials) • Valves and Boilers Premises Exposures • Habitational Risks (including Apartments, HOAs, Hotels/Motels, Casinos) • Restaurants, Nightclubs, and Bars (including Liquor Liability) • School Districts and Municipalities (including E&O and School Board Legal) • Property Owners and Managers • Health and Exercise Clubs • Amusement Parks • Research and Development Firms (including E&O)     Contractors • Residential and Commercial • General and Subcontractors • Equipment Rental Operators (see Construction Section for full details)     AVAILABLE COVERAGE FEATURES • Can include E&O and other Professional Liability Coverages • Can package with Property • ISO Forms or Manuscripted Coverages • Pollution Extensions • Discontinued Operations and Products • Products Recall • Food-Borne Illnesses • Foreign Liability • Railroad Protectives • Primary Limits up to $5 Million • First Dollar, Low Deductible, and SIR programs available, depending on the account       « Return