Worldwide Facilities® has access to all the major domestic and foreign umbrella and excess carriers, and is well positioned to place virtually any class of non-standard business. Coverage is available on either an occurrence or claims made basis, with extensions for various professional and pollution exposures. We specialize in creative placements, and structure deals on either a quota share or excess of loss basis depending on the account. We even have in-house underwriting facilities for smaller accounts. TARGET CLASSES Manufacturers • Invasive and Non-Invasive Medical Products • Heavy Machinery, Equipment and Tools • Consumer Products of all types, including Toys • Vitamin and Nutritional Supplements • Sporting Goods       • Recreational and Safety Equipment • Automotive Equipment • Food Processing and Distribution • Pharmaceuticals (including Clinical Trials) • Valves and Boilers Premises Exposures • Habitational Risks (including Apartments, HOAs, Hotels/Motels, Casinos) • Restaurants, Nightclubs, and Bars (including Liquor Liability) • School Districts and Municipalities (including E&O and School Board Legal) • Property Owners and Managers • Health and Exercise Clubs • Amusement Parks • Research and Development Firms (including E&O)     Contractors • Residential and Commercial • General and Subcontractors       • Equipment Rental Operators (see Construction Section for full details) Automobile • Truckers–Local Log Haul • Shuttle Services and Taxis       • Excursion and School Buses • Claims–Distressed Accounts AVAILABLE COVERAGE FEATURES • Can include E&O and other Professional Liability Coverages • EPLI • Buffer Layers • Pollution Extensions • Excess Workers’ Compensation • High Excess Limits available • Can Schedule Foreign Liability Policies on Underlying       « Return